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HSX

Hiscox

Non-Life Insurance

Index
FTSE 100
ISIN
Not specified
Book status
2026 edition — current
01

Company summary

Hiscox is an international specialist insurance and reinsurance group with a major presence at Lloyd's of London. It writes complex and often niche risks ranging from small-business and household cover to cyber, specialty insurance and reinsurance.

02

Key activities

Specialist commercial and personal insurance, cyber cover, small-business insurance, property and casualty underwriting, reinsurance and insurance-linked securities.

03

Key markets

The United States, United Kingdom and Continental Europe are important retail markets, alongside global specialty and reinsurance business written through Lloyd's and Bermuda.

04

Key drivers

Insurance pricing, premium growth, claims experience, catastrophe losses, reserve development, investment returns, growth in cyber and specialty markets and underwriting discipline.

05

Key risks

Large catastrophe losses, cyber events, adverse reserve development, pricing cycles, regulatory change, investment-market volatility and unexpected accumulation of claims across specialist risks.

06

Recent Developments

5 August 2026: Hiscox published its interim results and maintained a positive outlook for 2026. The investment case continues to centre on disciplined specialty underwriting, retail growth and management of catastrophe and cyber exposure.

07

Dividend notes

Hiscox normally pays interim and final dividends. The 2025 final dividend went ex-dividend on 23 April 2026 and was paid on 8 June. The 2026 interim distribution was announced with the 5 August results; the official dividend timetable should be checked for the latest amount and ex-dividend date.

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