Financial Services
Paragon Banking Group is a UK specialist bank focused on buy-to-let mortgages, commercial lending and savings. It has a long-established position serving professional landlords and also provides development finance and asset-backed lending to businesses.
Buy-to-let mortgages, specialist residential lending, development finance, asset finance, motor and commercial lending, together with online savings and deposit products.
The United Kingdom, particularly professional landlords, specialist mortgage borrowers, property developers and small and medium-sized businesses.
New lending volumes, net interest margin, professional landlord demand, deposit pricing, credit quality, capital generation, cost efficiency and share buybacks.
UK housing weakness, tighter landlord regulation or taxation, mortgage arrears, falling property values, funding competition, development-finance credit losses and interest-rate volatility.
2 June 2026: first-half pre-tax profit was £133.2m, new mortgage lending £774m and net interest margin 3.08%. Management indicated full-year lending was likely towards the lower end of its £1.5-1.7bn range, but strong capital generation allowed the planned share buyback to be doubled to £100m.
Paragon has a progressive dividend policy supported by surplus-capital returns. The 2026 interim dividend was 15.1p per share, ex-dividend 2 July and paid 24 July. Buybacks are also material: the first-half programme was increased by a further £50m to £100m.
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